When you enroll in Medicare, you must follow certain steps to ensure that you get the right coverage. An insurance agent or Medicare specialist can help you with enrollment, all you have to do is call. 

Here’s how an insurance agent will help you.

Identify Medicare Costs

Some people sign up for Medicare without even understanding how much these benefits cost. An insurance agent can help inform you of the costs of each plan, allowing you to make an informed decision. When you call an agent, such as the ones at Eldridge Agency, you can trust them to provide you with information about premiums, coinsurance, deductibles, and any other costs. 

Find Out What Doctors You Can Access

Different Medicare plans have different networks. While Original Medicare has a vast network that you can’t change, Advantage plans come with a variety of different provider networks. Your Medicare agent will help you understand what health care providers will be available with each plan, allowing you to find coverage that allows you to see your preferred doctors and specialists. 

Learn About Prescription Drug Coverage

Prescription drug coverage isn’t always included with your Medicare benefits. While some Medicare Advantage plans have prescription drug coverage included, you’ll need to purchase prescription drug coverage separately if you are enrolled in Original Medicare. Your insurance agent will guide you through the process of finding prescription drug coverage that works for you. They’ll even help you compare formularies to find a plan that offers all of the drugs you need to thrive. 

Find Supplemental Coverage

If you choose to enroll in Original Medicare, you’ll have the option to enroll in supplemental coverage. A Medigap plan can be used to lower your out-of-pocket costs, so many agents suggest that you purchase one. Though there are ten plans to choose from and it can be hard to decide which is best. That’s why you should depend on your insurance agent to guide your decision. The specialists at Eldridge Agency are well aware of the different types of Medigap coverage, so you can trust them to help you find the right plan for you. 

Get Help Enrolling In Medicare

Don’t take the Medicare enrollment process lightly. If you make a mistake when arranging your benefits, you may have to wait to make changes. Instead, allow Eldridge Agency to help you with enrollment. We will ensure that your benefits are arranged in a way that offers you all of the coverage you need.